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Our Top FAQs

The FAFSA is the Free Application for Federal Student Aid and is the key to unlocking scholarships, grants, and federal student aid. You should complete it each year you’ll be attending college on the Department of Education’s website

Federal student loans are issued by the U.S. government. The government utilizes various servicers to handle billing and other aspects of the loans.

Private student loans are issued by credit unions, banks, and other finance companies, who may service the loans themselves or use another party for servicing.

Student loan forgiveness/debt relief is a benefit of federal student loans that cancels a remaining balance of certain loans if you meet the criteria. You may be eligible to have a portion of your loans forgiven if you work in public service.

Private student loans are not eligible for these programs offered by the U.S. Department of Education.

Rates differ depending on credit union lender and your unique situation. You can fill out our rate comparison tool to see rate estimates at credit unions that can serve you. You will also be able to see your exact rate during the application process.

In order to apply, you need to first select a credit union lender. You can compare rate estimates at different credit unions by completing our rate comparison tool. Select your preferred credit union from your results, then apply!

You can access your loan information, make payments and find additional information by visiting the website for the credit union where you borrowed. If you’re not sure where to login, you can visit our Student Lending Center to access your account directly.

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