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Fund Your Future
As a college student, understanding the intricacies of credit is an essential step towards financial independence. Credit scores, a significant component of credit, have the potential to affect various opportunities in your life, including future loans, job prospects, and even housing choices. Essentially, a robust credit score opens the door [...]
Navigating the world of credit cards and building credit responsibly as a college student may seem a little daunting at first. However, even a surface-level grasp of their basic features can make this journey much more manageable. The key elements to consider when selecting any credit card include the Annual [...]
When it comes to your personal financial roadmap, do you know how much you’re making each month and how much you owe? Your income relative to debt owed—also known as a debt-to-income ratio (DTI)—is an essential metric a lender will use to judge your ability to manage your finances and, [...]
Your credit score, usually a number between 300 and 850, summarizes how responsibly you’ve paid your bills and managed credit in the past. Lenders, landlords, employers, and insurers may look at your credit score when reviewing your applications, as having a high credit score (and better credit history) typically makes [...]
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